WashingtonInsurance Appraiser
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Appraisal Readiness Quiz: Is Your Claim File Ready?

Strong appraisals are built before they start, with a complete file. Answer twelve quick questions to see where yours stands and what to fix first.

Appraisal readiness quiz12 questions · about two minutes
  1. Has the insurer accepted coverage for at least part of the loss?
  2. Do you have the insurer’s complete, itemized estimate?
  3. Do you have your own itemized estimate from a contractor or estimator?
  4. Do you have dated photos of the damage taken soon after the loss?
  5. Have you read your policy’s appraisal clause?
  6. Do you know your policy’s suit-limitation date?
  7. Have temporary repairs been made and receipts saved?
  8. Do you have your current declarations page?
  9. Has hidden damage been opened up and documented?
  10. Is your correspondence with the insurer organized by date?
  11. Is the gap between estimates more than about 10% or $5,000?
  12. Has a sworn proof of loss been sent if the insurer asked for one?
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Answered 0 / 12

Your to-do list

    For planning only. Results depend on the figures you enter and your policy’s terms. They aren’t a quote, an appraisal or legal advice, and nothing you enter is stored.

    How the score is weighted

    Questions about coverage, estimates and evidence carry the most weight because they decide whether appraisal is the right tool and how well your number will hold up. Paperwork items matter too, but they’re easier to fix.

    What your result means

    • 75 and above: your file is in good shape. A professional review of the gap is the logical next step.
    • 45 to 74: close the open items first. Each one strengthens your position.
    • Below 45: demanding appraisal now could lock in a low number. Build the file first.

    Questions about this calculator

    Is my information saved or sent anywhere?

    No. The quiz runs entirely in your browser and nothing is stored.

    Can I share my result with an appraiser?

    Yes. Take a screenshot or note your to-do list and bring it to your consultation.

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