- Wildfire
- Hail
- Windstorms
- Ice storms
- Snow load
Housing mix: Historic South Hill homes, brick bungalows, post-war ranches and newer Spokane Valley subdivisions.
The Inland Northwest’s claim calendar
Spokane sits at the center of the Inland Northwest, the largest city in Spokane County and the hub for eastern Washington. Its weather is very different from Puget Sound. Summers are hot and dry, with thunderstorms that can produce hail and wind. Winters bring real snow. Ice Storm ’96 in November 1996 coated the city in ice and left much of it without power, and the windstorm of November 17, 2015 brought down thousands of trees across Spokane County.
Wildfire has become part of life here too. In August 2023, the Gray Fire near Medical Lake and the Oregon Road Fire near Elk destroyed hundreds of homes in Spokane County within days, and smoke and ash reached neighborhoods well beyond the burn areas.
Spokane housing
The South Hill, Browne’s Addition and Corbin Park have large historic homes with brick, stone and old-growth wood details. North Spokane and Hillyard are full of bungalows and post-war ranches. Spokane Valley, Liberty Lake and Airway Heights have newer subdivisions with composition roofs and vinyl siding. Each needs a different approach to scope and pricing.
Common Spokane disputes
- Hail-damaged roofs approved as repairs instead of replacement.
- Smoke and ash cleaning after nearby wildfires.
- Snow-load collapse of carports, patio covers and outbuildings.
- Frozen and burst pipes during cold snaps.
- Tree and limb damage from windstorms and ice.
Services available in Spokane
Every Washington Insurance Appraiser service is available to property owners in Spokane and across Spokane County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Windstorm & Tornado Appraisal
- Fallen Tree Damage Appraisal
- Water & Rain Intrusion Appraisal
- Fire & Smoke Damage Appraisal
Questions from Spokane property owners
Do you work outside Spokane city limits?
Yes. We cover Spokane Valley, Liberty Lake, Cheney, Airway Heights, Medical Lake, Deer Park, Mead and the rest of Spokane County.
My house survived a nearby wildfire but smells of smoke. Is that a claim?
Often yes. Smoke and ash damage can be covered even when flames never reached the house. Document it early and ask the insurer about professional cleaning.
