General information only
This website is educational and general. It describes how insurance appraisal commonly works, but your policy’s language controls. Always read your own policy and its endorsements.
Not legal advice, not a public adjuster
Washington Insurance Appraiser provides appraisal, estimating and umpire services. We are not attorneys, we don’t give legal advice, and we don’t act as public adjusters or negotiate claims outside the appraisal process.
No guarantee of results
Every claim is different. Example figures on this site are illustrative and are not results for any client. No appraiser can guarantee an award.
Deadlines
Policies contain deadlines for notice, proof of loss, depreciation recovery and lawsuits. Nothing on this site extends or changes any deadline. If a deadline is close, talk to a Washington attorney promptly.
Laws and regulators
References to Washington statutes, the Insurance Fair Conduct Act, regulations, the Office of the Insurance Commissioner or weather events are general and for context. Check current law and facts with official sources such as the OIC.
Photographs
Photos on this site are royalty-free public-domain and CC0 images used for illustration. They don’t show our clients’ properties.