WashingtonInsurance Appraiser

Columbia Basin

Insurance Appraiser for Tri-Cities, WA

Kennewick, Pasco and Richland share a hot, dry, windy climate along the Columbia, Snake and Yakima rivers. Strong winds, summer storms and nearby range fires drive most property claims here.

County
Benton & Franklin Counties
Region
Columbia Basin
Inspections
On site
Local claim risks in Tri-Cities
  • Windstorms & dust
  • Hail
  • Wildfire & smoke
  • Extreme heat
  • Freeze

Housing mix: Post-war homes in Richland, large newer subdivisions in Kennewick and Pasco, and commercial buildings.

The Columbia Basin climate

The Tri-Cities of Kennewick, Pasco and Richland sit where the Columbia, Snake and Yakima rivers meet, in Benton and Franklin counties. The climate is dry, with hot summers and cold winters. Strong winds are common, and windstorms can drive dust, tumbleweeds and debris into homes. Summer thunderstorms can bring hail and sudden gusts.

Range and grass fires burn across the surrounding hills and shrub-steppe most summers, sometimes reaching the edge of town. During the June 2021 heat wave, temperatures across eastern Washington reached record highs, stressing roofs, HVAC systems and older plumbing.

Tri-Cities housing

Richland has many post-war homes built for Hanford workers, including the well-known “alphabet houses.” Kennewick, Pasco and West Richland have grown rapidly with large new subdivisions. The area also has commercial, industrial and agricultural buildings.

Common Tri-Cities claims

  • Wind damage to roofs, siding, fences and outbuildings.
  • Hail damage to roofs, gutters and HVAC units.
  • Smoke and ash cleaning after range fires.
  • Commercial roof losses on large low-slope buildings.

Services available in Tri-Cities

Every Washington Insurance Appraiser service is available to property owners in Tri-Cities and across Benton & Franklin Counties, including:

Questions from Tri-Cities property owners

Do you serve all three cities?

Yes, plus West Richland, Benton City, Burbank, Finley and the surrounding parts of Benton and Franklin counties.

Are older Richland homes harder to value?

They can be. The post-war houses often have been remodeled many times, so matching materials and documenting the original construction matter.

Nearby service areas

Disputed claim in Tri-Cities?

Send us the estimate and your photos. We’ll tell you what we see.