- Windstorms
- Falling trees
- Rare tornadoes
- Water leaks
- Snow & ice
Housing mix: Older shipyard-era homes, waterfront properties, mid-century ranches and newer subdivisions.
A peninsula exposed to wind
Bremerton is the largest city in Kitsap County and home to Puget Sound Naval Shipyard. The Kitsap Peninsula is surrounded by water on most sides, leaving many homes exposed to storms coming off the Sound. Winter windstorms regularly bring down trees across the peninsula, damaging roofs and cutting power.
On December 18, 2018, an EF-2 tornado struck Port Orchard, just south of Bremerton, damaging dozens of homes. It was one of the strongest tornadoes in western Washington in decades and a reminder that wind damage here isn’t limited to winter storms.
Kitsap housing
Bremerton has older homes built during the shipyard’s growth, many now renovated. Waterfront homes line the shores of Sinclair Inlet and Dyes Inlet. Silverdale, Port Orchard and Poulsbo have mid-century and newer subdivisions, and much of the county is rural, with homes on wooded lots.
Common Bremerton claims
- Falling tree damage on wooded lots.
- Wind damage to roofs and siding on waterfront homes.
- Water damage from plumbing failures and frozen pipes.
- Outbuilding and detached garage damage on rural properties.
Services available in Bremerton
Every Washington Insurance Appraiser service is available to property owners in Bremerton and across Kitsap County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Windstorm & Tornado Appraisal
- Fallen Tree Damage Appraisal
- Water & Rain Intrusion Appraisal
- Fire & Smoke Damage Appraisal
Questions from Bremerton property owners
Do you serve the whole Kitsap Peninsula?
Yes. We cover Port Orchard, Silverdale, Poulsbo, Bainbridge Island, Kingston and the rest of Kitsap County.
Is a waterfront home harder to insure and value?
Waterfront homes can have higher exposure to wind and wave action. Wave and surge damage is usually a flood issue, while wind damage is typically covered under a homeowner policy.
