- Windstorms
- Falling trees
- Water leaks
- Snow & ice
- Earthquake (separate policy)
Housing mix: North End Victorians and Craftsman homes, Hilltop row houses, post-war ranches and waterfront condos.
An older city with a growing edge
Tacoma is the seat of Pierce County and one of the oldest cities on Puget Sound. The Stadium District and North Slope have Victorian and Craftsman homes, many over a hundred years old. Hilltop and the Eastside have row houses and bungalows. South Tacoma and the suburbs toward Lakewood and Puyallup add mid-century ranches and newer subdivisions. Waterfront condominiums line Ruston Way and the Thea Foss Waterway.
Pierce County shares in the windstorms that sweep the region. The Inauguration Day Storm of 1993, the Hanukkah Eve Storm of 2006 and the November 2024 bomb cyclone all brought down trees and power lines across the area. The 2001 Nisqually earthquake also damaged older masonry buildings.
Claims we see in Tacoma
- Historic homes where plaster, wood windows and original trim need specialist trades.
- Tree and limb impacts on roofs, porches and garages.
- Wind damage to roofs and siding on exposed hillsides and waterfront homes.
- Water losses in older plumbing and in multi-unit buildings.
- Code upgrades on older electrical and plumbing systems.
Historic districts
Tacoma has several local historic districts, including the Stadium-Seminary and North Slope districts. Exterior repairs there may need design review and specific materials. When those requirements add cost, ordinance-or-law coverage and careful pricing become important.
Services available in Tacoma
Every Washington Insurance Appraiser service is available to property owners in Tacoma and across Pierce County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Windstorm & Tornado Appraisal
- Fallen Tree Damage Appraisal
- Water & Rain Intrusion Appraisal
- Fire & Smoke Damage Appraisal
Questions from Tacoma property owners
Do you serve the rest of Pierce County?
Yes. We cover Puyallup, Lakewood, University Place, Gig Harbor, Bonney Lake, Spanaway, Sumner and the rest of the county.
Is volcanic risk from Mount Rainier covered?
Standard policies often cover certain volcanic eruption damage but exclude earth movement and flood, including lahars. Read your policy’s exclusions carefully.
