- Windstorms
- Falling trees
- Water leaks
- Snow & ice
- Earthquake (separate policy)
Housing mix: Historic downtown homes, mid-century neighborhoods and suburban growth in Lacey and Tumwater.
The capital and its region
Olympia is the state capital and the seat of Thurston County. The state’s insurance regulator, the Office of the Insurance Commissioner, is headquartered next door in Tumwater. The city and its neighbors, Lacey and Tumwater, combine historic neighborhoods with fast-growing suburbs.
The Nisqually earthquake of February 28, 2001, centered near the Nisqually River delta, damaged the dome of the Legislative Building and older brick buildings in downtown Olympia. Winter windstorms regularly bring down Douglas firs across the county. Heavy December 2007 rains caused major flooding on the Chehalis River to the south.
Thurston County housing
The Bigelow, Eastside and South Capitol neighborhoods have older homes, many with original wood details. West Olympia, Lacey and Tumwater have mid-century ranches, split-levels and larger new subdivisions. Rural areas toward Yelm and Rainier have homes on acreage with outbuildings.
Common Olympia claims
- Fir and maple impacts on roofs, decks and garages.
- Wind damage to roofs, siding and fences.
- Water damage from frozen pipes and plumbing failures.
- Outbuilding and barn damage on rural properties.
Services available in Olympia
Every Washington Insurance Appraiser service is available to property owners in Olympia and across Thurston County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Condo, HOA & Commercial Appraisal
- Roof & Hail Damage Appraisal
- Windstorm & Tornado Appraisal
- Fallen Tree Damage Appraisal
- Water & Rain Intrusion Appraisal
- Fire & Smoke Damage Appraisal
Questions from Olympia property owners
Is the Office of the Insurance Commissioner in Olympia?
Yes, the OIC is headquartered in Tumwater, next to Olympia. Its consumer advocates can help with complaints and questions about how a claim is being handled.
Do you serve rural Thurston County?
Yes. We cover Yelm, Rainier, Tenino, Rochester and properties on acreage, including barns and shops.
